Effective Date: 23/09/2025

1. Introduction
These Terms of Service ("Terms") govern your use of services provided by Kaan Oral, trading as Qwebble ("we", "us", or "our"), a sole trader business based in the United Kingdom. Qwebble Car Insurance (“Qwebble”, “we”, “our”) is not an insurer, provider, or FCA-authorised broker. We act solely as a finder service, helping customers locate car insurance quotes from FCA-authorised insurers and comparison websites.

2. Services
We offer:

• We collect your information to source car insurance quotes on your behalf.
• We present you with competitive options from FCA-authorised insurers.
• We provide you with a secure link to purchase your policy directly from the insurer.
• We charge a fixed finder’s fee of 8% of the found quote for this service.

3. Eligibility
To use our services, you must:

• Be at least 18 years old

• Reside or operate a business within the United Kingdom

• Have the legal capacity to enter into contracts

4. Finder's Fee and Payment

• The finder’s fee is separate from the insurance premium charged by the insurer.

• The fee amount will be clearly shown before you pay.

• The fee covers the work involved in sourcing and presenting quotes.

• Once paid, the finder’s fee is non-refundable, even if you choose not to buy the insurance policy.

• You pay Qwebble directly for the finder’s fee.

• All insurance premiums must be paid directly to the insurer using their secure payment system.

• Qwebble does not handle or collect premium payments.

• All prices are in GBP (£) and inclusive of VAT (if applicable).

5. No Advice

• Qwebble is not responsible for insurer terms, pricing, coverage, or claims.

• All insurance matters (including disputes, claims, renewals, and cancellations) are handled directly with the insurer.

• Our liability is limited to the value of the finder’s fee paid to Qwebble.

6. Liability

• Qwebble is not responsible for insurer terms, pricing, coverage, or claims.

• All insurance matters (including disputes, claims, renewals, and cancellations) are handled directly with the insurer.

• Our liability is limited to the value of the finder’s fee paid to Qwebble.

7. Data Protection

We process personal information in line with our Privacy Policy. By using our services, you agree that we may use your data to source insurance quotes.

8. Modifications to Terms

We may update these Terms of Service periodically. Continued use of our services after updates constitutes acceptance of the revised Terms. You will be notified via email or our website of any material changes.

9. Contact Information

For any questions about these Terms of Service, contact us at:

Kaan Oral (T/A Qwebble)
Email: contact@qwebble.co.uk
Phone: 07442 397 502
Website: www.qwebble.co.uk